In case of emergency

No matter how careful we are in life, accidents happen. If you do a dangerous job, or get involved in dangerous sports, your chances of having an accident increase. That level of risk is probably fine for you, but what about your loved ones? What would they do if something happened to you?

The military trains you to be prepared for whatever is thrown at you. If you are MoneyFit you will make sure that your loved ones are also prepared in case something happens to you. One of the best ways you can do this is by making an ICE file – In Case of Emergency.

Your ICE file is a place where someone can find all your important documents in a hurry. It doesn’t have to be anything special – an ordinary box file that you can buy at the local stationery shop will do – but someone needs to know where to find it if something happens to you. To stay MoneyFit you need to keep your file up to date. Whenever you get a new document, put it in your ICE file.

Here’s a list of the sort of things you might include – you may have other things that are important to you or your family. Go to our ICE checklist to print off a copy for your file. You can also plan ahead with Age UK's free Lifebook (a booklet to complete or email to store on your computer.

Personal documents

  • Will or details of where your will is held
  • Power of attorney(s)
  • Birth certificate
  • Marriage/Civil Partnership certificate
  • National Insurance number
  • Contract of employment
  • Passport
  • Insurance policies
    • Service Life insurance or other life insurance
    • PAX
    • Critical illness
    • Payment protection or other protection insurance
    • Funeral plan 
  • Mortgage or tenancy agreement 
  • Bank account details
  • Savings accounts statements or books
  • Details of any investments
  • Details of any loans or credit cards
  • Important telephone numbers or contact details of family, friends, school, doctor etc.

Your belongings

  • Car documents
    • Car insurance policy and certificate
    • Car Registration document
    • Car MOT Certificate
  • Guarantees for domestic appliances
  • TV licence
  • Insurance
    • Buildings
    • Contents
    • Pets

Any other important documents

Last reviewed: 29/05/2018