There are three pension schemes.
Increasing your benefits
While you don’t have to make any direct payments into the scheme, there are ways that you can increase your benefits if you were a member of one of the previous schemes - check with your legacy scheme.
Before deciding whether to increase your benefits you should consider whether you will be affected by the annual allowance or the lifetime allowance on pension benefits. You can get information about this on the Armed Forces Pension calculator or from the Forces Pension Society - see below.
You can use the Armed Forces Pension calculator to get a pension forecast. Alternatively you can ask for a written pension forecast on an annual basis and a forecast of your dependant’s benefits once every three years from Veterans UK.
Their contact details are:
Mail Point 480
65 Brown Street
Phone: 0800 085 3600
You can also get information about your pension and entitlements from the Forces Pension Society. This is a not-for-profit membership organisation. For a small membership fee you can get independent information and guidance about your pension.