Drive safely this Christmas

Whether you’re driving across the country or just round the corner make sure you get there safely. This is one time where points don’t make prizes – but dents in your wallet. A number of stricter motoring laws were introduced this year, so stay safe and MoneyFit.


Check your speed

Under new laws introduced in April this year, drivers caught committing a serious speeding offence could be fined up to 150% of their weekly wage.

A less serious speeding offence will mean a fine of 50% of weekly income.

did you know?

On an average UK salary of £27,600 motorists can expect a fine of at least £795 (up from £530) for a serious speeding offence.

Serious speeding offences are also still punishable by disqualification for 7-56 days or 6 points on your licence.

For more information see Stricter punishments for speeding offences in England and Wales on the BBC website.

Put the phone away

The laws for drivers on the use of mobile phone or any internet device, such as a tablet or computer have also been strengthened.

If you’re found using a device while driving you will now get 6 points on your licence and a £200 fine (double from what it was previously).

If you’re caught using your mobile twice or you accrue 12 points on your licence you will face going to court, being disqualified and fine of up to £1,000.

Protect your child passengers

Again, new laws on child seats means that the use of booster seats are now be restricted to older children only.

watch out!

New drivers within two years of passing their test risk having their licence revoked.

Children under 125cm high and less than 22kg in weight must use a child seat with a back instead of a backless booster.

An appropriate child seat must be used until they are either 135cm high or 12 years old.

Anyone caught not using an appropriate child seat could face a £100 fine.

For more information see Child car seats – the rules on

Existing booster seats and cushions are not affected by the new law.

And don’t forget that from October 2015 it’s illegal to smoke in a car with children under the age of 18.

Money fitness tip

Book your car a free 5-point Winter check at Halfords.


More information

Car insurance
Driving home for Christmas
Save money on car and travel costs

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